In reality, setting up the correct insurances is a complex matter and we can help you with this. Policies can be set up in a number of ways using the appropriate agreements and trusts. The exact structure of the arrangement will depend on the way your business is set up. Arranging this correctly is imperative to make sure that the funds reflect the value of the business and are passed to the family in the correct manner. As always, it is important that you consider the tax implication of doing this.

As independent advisers we can choose the most suitable and competitive insurers in the market place. We will also guide you as to how the policies should be set up so that they match the requirements of your business.